Posts

Posted on

Teaching Kids About Personal Finance

…in a world of economic uncertainty, rising college costs and social media that can target some of the youngest consumers, financial literacy may be more important than ever for your kids.

What is the purpose of public schooling? It’s an important question. One that requires quite a bit more wrestling and wrangling than it often receives. I lament frequently about the toll of high stakes testing, but the fundamental query – why do we have public schooling at all – is a key, yet often invisible part of the larger education discourse.

If you’re of the mind that public schooling should produce an informed citizenry, ultimately to the benefit of society at large (and theoretically to the benefit of individuals as well), then you’ll likely find yourself in agreement with the following statement: We fail to teach students about personal finance at our own peril.

Who’s teaching your kids about money? Read Donna Krache’s take here.

Posted on

Music and Running

According to this article, music can boost your running performance by 15%. Some of my most satisfying runs have been to music. But some of my fastest have been with no music. Unless you count the cadence of feet hitting pavement and rhythmic breathing as music…

I think a lot when I’m running, and if music is playing, I also match my stride to the tempo. But I also adjust my stride when I find a nice breathing rhythm, too. With music, I’m often jamming while jogging, but not necessarily pacing according to how much energy or breath I have. This is great fun, until the music holds me back. That’s when it’s time to update the playlist, or turn the music off entirely.

Do you run with music, or breath?

Posted on

Stream of Consciousness Sunday: Home. Again.

#SOCsunday

How do you feel about change? Do you like routine and predictability? Does it bring you comfort or discontent? Talk about it general or tell us a specific story about a big change in your life and how you feel about it.

Change is good.

But it would be a lie to say I don’t like routine and predictability – especially since I find I thrive when I impose structure in an otherwise unstructured day, activity, task, or what have you.

I want to be stable. I’ve moved quite a bit in the past several years, mostly across the Georgia/Florida line. But I don’t want to have to think to recall my “last” address. I want to put down roots.

When I don’t feel the routine, structure, or location works, a shake up is in order, and that’s exactly the case right now. I moved here in July, hauling most of my stuff, yet again, across the state line. I like my apartment quite a bit, but months after I’d settled in, I found myself still imagining, praying about, thinking about, “a home I love and can easily afford.” It surprised me, but I knew deep down I hadn’t quite found it. Enter, change.

I needed a bit of a nudge. I was just about to let myself get comfortable in this space. I had fallen into the routine of this address. Predictable. Routinized. But the renewal letter came. Rent is going up (dramatically) and I will no longer pretend this is the best place for me.

I’ve got the moving thing down. I can pack up all of my stuff in 1-2 days max, and unpack it in the same amount of time. I’m excited about house hunting. I’m ready for a change.

This was my 5 minute Stream of Consciousness Sunday post. It’s five minutes of your time and a brain dump. Want to try it? Here are the rules…

  • Set a timer and write for 5 minutes.
  • Write an intro to the post if you want but don’t edit the post. No proofreading or spellchecking. This is writing in the raw.
  • Publish it somewhere. Anywhere. The back door to your blog if you want. But make it accessible.
  • Add the Stream of Consciousness Sunday badge to your post.
  • Link up your post below.
  • Visit your fellow bloggers and show some love.
Posted on

On accountability partners.

Do you have an accountability partner?  I do. In fact, I work with groups and individuals to help hold myself accountable to my goals. It’s one of my personal victory strategies, and I talk about it with Ben over at Literature Review HQ.

This link takes you to Ben’s site. There you can play the podcast from his page or download it for later.

Posted on

Wherein I respond to a writing prompt.

“What are you putting off that would make your life better if you did it?”
What’s a concrete step you can take towards that goal?

Although I take issue with the phrasing of the question, the spirit of the question is basically, what are you dreaming about, and how can you start to accomplish it?

Answer? I’m dreaming about writing novels. I can go write one.

I’m giggling because that’s a bold statement on many levels, but it really boils down to action. I don’t need to think about it. I don’t need to wonder about it. I don’t need to keep researching it. I just need to start (or continue, because I have, at least, begun).

Easier said than done. A recent Facebook exchange illustrates my thinking on the matter. “Him” was impressed by my unwavering status updates about exercising.

Him:    You are my hero :-). I wish I could become as motivated.
Me:     Ha. I think motivation is a byproduct of commitment.
Him:    I’m definitely committed… To eating.
Me:     Lol. Exactly. I bet it’s easy to get motivated to do it, too. 🙂

In short, I’m coming around to thinking that the motivation to continue comes after the decision (and action) to start. Actually, I would extend that and say, the motivation to continue comes after repeated decisions followed by repeated actions. Sometimes, you just have to do it, motivation or not. You have to will yourself against the inertia of inactivity.

I’m torn with my own revelation. I do many things based on inspiration, gut feelings, sixth senses, and the like. If something doesn’t feel good, or not quite right, I often won’t do it, continue it, etc.

The flip side is, sometimes I don’t follow through on things that do feel right. In those moments, I use procrastination, confusion, or many other tricks of self-sabotage to avoid doing the thing I claim I really want to do.

It begs the question… if I’m working this hard not to do something, is that thing really for me to do? Without getting into the psychology of why we prevent ourselves from doing things we actually want to do (I’m not a psychologist), I’ll say yes. That thing is often still for you, despite your reasons, excuses for not getting to it. And this is where my commitment first idea comes into play. A brief diversion is necessary to explain my point.

I have not always exercised daily – opting instead for three days per week. This was fine for a level of fitness, but it created many opportunities for procrastination. I mean four days off per week!? But I started to notice that the days I pushed myself to exercise anyway, I was always SO GLAD I did! And the days I didn’t? I was sluggish all day. If I had those choices to do over again, I’d drag myself kicking and screaming out of bed most of those off days.

Since I already knew the reward, or the benefit of exercise, the only thing missing was my commitment to it. I already knew I’d be happier on the other side, but getting over the hump was the trick.

Deciding to exercise, no matter what, and following through, no matter what, paid in dividends that made it EASY to continue! There was that previously elusive quality – motivation – in abundance! I had momentum on my side, the wind at my back, and all of that. Once I was committed, the motivation was there.

I hope this makes sense to someone other than me.

So back to the novel writing, or whatever it is you’d like to do…

Sitting around waiting for motivation to strike first is like waiting for the perfect breeze on a summer day in Georgia. It may come if you’re lucky, but then again, maybe not. For the daily grind, the motivation to continue comes after active commitment to begin.

I sometimes avoid writing like the plague. Even though I love it! Once I get in a groove, I’m in it, man! Once I have written a satisfying piece, I’m overjoyed. Even in the midst of thinking my way through a piece, when things get messy and confusing, I still enjoy it. I’m excited. I’m – you guessed it – motivated!

But getting started?

Hell no.

So should I wait until I feel like it to start? Welp. Let’s just say a certain 200 page document might still be unwritten if I had only worked the days on which I was “motivated” at the outset.

But here’s the deal. Clean water won’t flow through barely used pipes until the rusty water flows first. And no water, not even dirty water, is flowing through a closed tap.

So sit down. Open the tap. That small action, that active commitment, is what (eventually) creates the motivation. Your life, like that thirst-quenching water, is simply waiting on you!

Posted on

Today in Women…

Today, two articles about women captured my attention for a good portion of the day. I share them here with little commentary, as in both cases, the content speaks for itself.

The first piece is Ashley Judd’s blistering critique of patriarchy and women’s and men’s complicity in upholding it. In it, she thoughtfully problematizes the media’s portrayal of women. It is fierce and awesome and bookmarked in my Diigo account  for future reference.

The Conversation about women’s bodies exists largely outside of us, while it is also directed at (and marketed to) us, and used to define and control us. The Conversation about women happens everywhere, publicly and privately. We are described and detailed, our faces and bodies analyzed and picked apart, our worth ascertained and ascribed based on the reduction of personhood to simple physical objectification. Our voices, our personhood, our potential, and our accomplishments are regularly minimized and muted. Continue reading.

As excited as I was to read Ashley’s piece, I was later reduced to tears – devastated to find out about legislated acts of violence against imprisoned women. I’ve been tuning in more to the politics of the prison industrial complex, and I’m the first to admit I have a lot to learn. Yet, the fact that women in 35 states are shackled while giving birth, was an appalling revelation. This article touts the good news that Florida (of all regressive places!) has put an end to this horrendous practice.

It’s unusual to hear of good news from the war on women coming out of Florida, but there is some. Last week Gov. Rick Scott (R) signed a bill that establishes humane and uniform rules for the treatment of pregnant women who are incarcerated in any jail, prison or detention center in Florida. Continue reading.

I was encouraged to learn about the efforts of the Rebecca Project, and they are now on my list of organizations I’d like to support and/or partner with in some way. One of my goals this year is to write and publish an advocacy piece on a cause of personal import. I think I’m one step closer to at least finding the cause. Lest we forget, prisoners are people, too.

Posted on

Right outcome, wrong reasons.

A few days ago, I wrote on the multiculturalism of language, and the absolute futility of excluding words from standardized tests because they aren’t “neutral enough.” Well, it looks as though New York’s DOE abandoned the (doomed to fail) effort:

One week after New York’s Department of Education drew controversy with a request to ban 50 words and references from the city’s standardized tests – including “dinosaur,” “birthday” and “religion” – the department announced Tuesday that it is abandoning the plan.

I disagree with those who think it is simply political correctness gone too far. That dismisses the larger issue as a problem with “some bureaucrats somewhere” trying too hard to “be nice.” The truth is, because of the inherent multiculturalism of life events and the words used to describe those events, someone will always be impacted when asked to reflect on those words. That’s just common sense!

When we acknowledge the reality of the diverse and divergent experiences of our students, we’ll move toward teaching/assessing that inquires into and critiques language, rather than continuing teaching/assessing that encourages memorization or avoidance of language altogether.

Here’s the update on the NY DOE.

Posted on

Spinning Wheels

Let’s make big goals.
Every day, be clear about
the task at hand.
Ambiguity and ambivalence
are the cause for spinning one’s
wheels and getting nowhere.
Challenge yourself unremittingly
until you seize victory and success.

~Daisaku Ikeda, Nichiren Buddhist philosopher

Lately, I have not been clear about the tasks at hand. I have neither reviewed, revisited, nor reconsidered my goals, big or otherwise. There are certain tasks I must complete for my job, and those are easy to acknowledge and accomplish. But it’s the personal work I’ve neglected as of late. My writing. My teaching. Healing work.

I’ve let things slide.

The result? Days like today: a day in which I have the time and freedom to delve into pleasing topics, but no sense of joy because I’m rather unfocused. Haphazard. Today felt as though I were driving around in circles. I was obviously moving, but wasn’t really going anywhere.

I’ve talked a bit in recent weeks about what I’ll now call personal victory strategies (PVS). I conceive of them as strategies that work for sure. When you implement them, you are productive and are able to accomplish great things.

For various reasons, we I often engage in a bit of self sabotage. Fully aware of what works, I choose, inexplicably, to turn a blind eye and do something else!  One tried and true PVS is listing. I’ve made lists since I was a kid. In fact, I used them religiously, much to the consternation of my mother who thought I was a bit too obsessive with them.  “Are you okay?” she’d sometimes ask when she saw me brooding over yet another list.

Listing is my favorite PVS.

No one taught me to list. I simply thought of all the things I wanted to do in a given time period (hours, days, weeks, or even years), and I jotted them down. It was natural to me. I always knew exactly what to do, and I could just go do it. I’d cross things out, and when I got about half way through it, I’d rewrite it, revising as needed.

I remind myself of this particular PVS when I feel out of sorts, and after a day like today, it’s definitely time to implement it once again. Tonight and tomorrow I’ll be reviewing, revisiting, reconsidering my 2012 goals. I’ll list specific action items so I can move toward my goals with clarity and focus.

So tell me, what are some of your personal victory strategies?